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Tata AIG Car Insurance
Tata AIG Car Insurance




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What Is Covered In Tata AIG Car Insurance

1 What is Covered
1.1 Third Party Cover
All Package Policy Car Insurance Plans have it !
1.2 Cover for Passengers
1.2.1 PA Cover for Owner Driver
Covered
1.2.2 Max PA Cover for Owner Driver
What is covered..
₹ 200000
Rank: 1 (Overall)
What is covered in Future Generali Car Insurance
1.2.3 PA Cover for Co Passengers
Optional
1.2.4 Medical Cover
Not Covered
1.3 Cover for Accessories
1.3.1 Electrical
Optional
1.3.2 Nonelectrical
Not Covered
1.3.3 CNG Kit
Optional
1.3.4 Bi Fuel System
Optional
1.4 Engine Protection Cover
Optional
1.5 Geographical Area Extension
Optional
1.6 Loss of Personal Belongings
1.6.1 Property
Optional
1.6.2 Licence
Not Covered
1.7 Accidental Repairs Warranty
Covered
1.8 Other Covers
1.8.1 Consumables Cover
Optional
1.8.2 Invoice Price Cover
Optional
1.8.3 Zero Depreciation Cover
Optional
1.9 Optional Add On Covers
Consumables cover, Courtesy car, Daily allowance, Depreciation Shield, Emergency transport & hotel expenses, Engine secure, Key replacement cover, Loss of personal belongings, NCB protector, Repair of glass, fibre, plastic & rubber parts, Return To Invoice, Tyre secure

Third Party Liability In Tata AIG Car Insurance

Third Party Liability is one of the most important parts of car insurance. It is Mandatory for all insurance companies to include third party liability insurance, according to Motor Vehicle Act. Third Party Liability in Tata AIG Car Insurance is defined as, the insurance company agrees to indemnify the owner of the insured car, if he is sued or held legally liable for injuries or damage to a third party caused in an accident with the insured car. When such incident takes place, you need to Claim Tata AIG Car Insurance, then the company will take care of the rest. This car insurance plan has a Third Party Liability cover included in it.

Tata AIG Car Insurance Covers

In addition to Third Party Liability cover, Tata AIG Car Insurance may be covering various other things. There are Tata AIG Car Insurance Terms and Conditions, under which Tata AIG Car Insurance covers are active. Premium of the policy depends on what is covered in Tata AIG Car Insurance. This policy provides personal accident cover for owner and driver of the car. The maximum limit of personal accident cover for owner/ driver in this policy is ₹ 200000. Tata AIG Car Insurance provides personal accident cover for co-passengers, as an optional add-on cover. Personal Accident cover is an insurance cover wherein, in the event of the insured person sustaining bodily injuries resulting solely and directly from an accident, resulting into death or disablement. In such case, company pays the amount stated in the policy to the insured, depending on extent of the injury. Some policies also provide an option to provide personal accident cover for named and unnamed passengers as well as the paid driver. Some car insurance plans also provide Medical cover, in which the company pays the medical expenses that you incur, while recovering from the injury caused due to car accident.Tata AIG Car Insurance does not provide medical cover.

Cover for Accessories

Some car insurance policies also provide cover for accessories, not fitted by car manufacturer, in the car. The accessories are classified in two types, Electrical accessories and Non-electrical accessories. For some plans the cover for Electrical and Non-electrical accessories is present as an add-on option. Tata AIG Car Insurance provides optional cover for the electrical accessories.Some cars have CNG kit installed in them. CNG kit cover is available in Tata AIG Car Insurance as an optional add-on cover.

Optional Add On Covers Available With Tata AIG Car Insurance

Add-on covers are packages that are not included in the basic policy, but you can choose to include them in your policy by paying an additional premium. There are multiple add-on covers available for car insurance policies. You can choose the covers that you think you might need. Tata AIG Car Insurance can be one of the available optional add-on covers. Optional add on covers available with Tata AIG Car Insurance are- Consumables cover, Courtesy car, Daily allowance, Depreciation Shield, Emergency transport & hotel expenses, Engine secure, Key replacement cover, Loss of personal belongings, NCB protector, Repair of glass, fibre, plastic & rubber parts, Return To Invoice and Tyre secure.

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