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HDFC Ergo Car Insurance
HDFC Ergo Car Insurance

Magma HDI Car Insurance
Magma HDI Car Insurance



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HDFC Ergo Car Insurance
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Magma HDI Car Insurance

What Is Covered In HDFC Ergo Car Insurance and Magma HDI Car Insurance

1 What is Covered
1.1 Third Party Cover
All Package Policy Car Insurance Plans have it !
All Package Policy Car Insurance Plans have it !
1.2 Cover for Passengers
1.2.1 PA Cover for Owner Driver
Covered
Optional
1.2.2 Max PA Cover for Owner Driver
What is covered..
₹ 200000
Rank: 1 (Overall)
₹ 200000
Rank: 1 (Overall)
What is covered in Future Generali Car Insurance
1.2.3 PA Cover for Co Passengers
Covered
Optional
1.2.4 Medical Cover
Not Covered
Not Covered
1.3 Cover for Accessories
1.3.1 Electrical
Optional
Optional
1.3.2 Nonelectrical
Optional
Not Covered
1.3.3 CNG Kit
Not Covered
Optional
1.3.4 Bi Fuel System
Covered
Optional
1.4 Engine Protection Cover
Optional
Optional
1.5 Geographical Area Extension
Optional
Optional
1.6 Loss of Personal Belongings
1.6.1 Property
Not Covered
Optional
1.6.2 Licence
Not Covered
Not Covered
1.7 Accidental Repairs Warranty
Not Covered
Not Covered
1.8 Other Covers
1.8.1 Consumables Cover
Not Covered
Not Covered
1.8.2 Invoice Price Cover
Covered
Optional
1.8.3 Zero Depreciation Cover
Optional
Optional
1.9 Optional Add On Covers
Consumables cover, Daily allowance, Emergency Assistance, Engine protector, Return To Invoice, Zero Depreciation Cover
Depreciation cover, Engine protector, Key replacement cover, Loss of personal belongings, NCB protector, Return To Invoice, Roadside assistance

What Is Covered

Before buying a car insurance policy, it is important to check what is covered in the policy. So, if you want to buy HDFC Ergo Car Insurance or Magma HDI Car Insurance, you must check out what is covered in HDFC Ergo Car Insurance and Magma HDI Car Insurance. Third Party Liability Cover is compulsory for all the policies whereas all other covers vary depending on the plan. HDFC Ergo Car Insurance vs Magma HDI Car Insurance Roadside assistance provide information about one of the most important covers, i.e. roadside assistance.

Comparison Of Various Covers In The Two Policies

The comparison of various covers in the two policies includes personal accident cover for owner/ driver and co-passengers, cover for accessories, engine protection cover etc. The difference in premium depends on what is covered in HDFC Ergo Car Insurance and Magma HDI Car Insurance.HDFC Ergo Car Insurance provides the personal accident cover for owner/driver. In the first plan, personal accident cover for owner/ driver is provided up to the maximum limit of ₹ 200000. Magma HDI Car Insurance provides Optional personal accident cover for owner/driver. In the second plan, personal accident cover for owner/ driver is provided to the maximum of ₹ 200000.

Cover for accessories

Cover for accessories in HDFC Ergo Car Insurance vs Magma HDI Car Insurance includes the covers for electrical and non-electrical accessories. HDFC Ergo Car Insurance provides optional cover for electrical accessories installed in the car. Magma HDI Car Insurance provides optional cover for electrical accessories installed in the car. HDFC Ergo Car Insurance provides optional cover for Non-electrical accessories. Magma HDI Car Insurance does not provide cover for Non-electrical accessories.

Add On covers available for HDFC Ergo Car Insurance vs Magma HDI Car Insurance

The comparison between Add On covers available for HDFC Ergo Car Insurance vs Magma HDI Car Insurance will help you to choose the best policy. You can choose to include any of the available add-on covers in the policy. All these add-on covers are available at additional premium.

  • Add-On covers available for HDFC Ergo Car Insurance are- Consumables cover, Daily allowance, Emergency Assistance, Engine protector, Return To Invoice and Zero Depreciation Cover.
  • Add-On covers available for Magma HDI Car Insurance are- Depreciation cover, Engine protector, Key replacement cover, Loss of personal belongings, NCB protector, Return To Invoice and Roadside assistance.

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