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Reliance Third Party Insurance
Reliance Third Party Insurance

L&T Third Party Insurance
L&T Third Party Insurance



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Reliance Third Party Insurance
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L&T Third Party Insurance

Reliance Third Party Insurance vs L&T Third Party Insurance

1 Information
1.1 Policy Name
Reliance only third party car insurance
L&T my asset private liability only policy
1.2 Policy Status
In Force
In Force
1.3 Customer Care Number
18003009
18002095846
1.4 24x7 Customer Support
86% Third Party Liability Policy Car Insurance Plans have it !
86% Third Party Liability Policy Car Insurance Plans have it !
1.5 Buy Online
36% Third Party Liability Policy Car Insurance Plans have it !
36% Third Party Liability Policy Car Insurance Plans have it !
1.6 Premium Payment in Installments
No Third Party Liability Policy Car Insurance Plans has it !
No Third Party Liability Policy Car Insurance Plans has it !
1.7 Other Plans
1.8 Depreciation Slabs for Adjusting IDV
1.8.1 Age Not Exceeding 6 Months
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
1.8.2 Age Not Exceeding 1 Year
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
1.8.3 Age Not Exceeding 2 Years
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
1.8.4 Age Not Exceeding 3 Years
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
1.8.5 Age Not Exceeding 4 Years
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
1.8.6 Age Not Exceeding 5 Years
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
2 What is Covered
2.1 Third Party Cover
All Third Party Liability Policy Car Insurance Plans have it !
All Third Party Liability Policy Car Insurance Plans have it !
2.2 Cover for Passengers
2.2.1 PA Cover for Owner Driver
Not Covered
Not Covered
2.2.2 Max PA Cover for Owner Driver
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Future Generali Car Insurance
2.2.3 PA Cover for Co Passengers
Not Covered
Optional
2.2.4 Medical Cover
Not Covered
Not Covered
2.3 Cover for Accessories
2.3.1 Electrical
Not Covered
Not Covered
2.3.2 Nonelectrical
Not Covered
Not Covered
2.3.3 CNG Kit
Not Covered
Not Covered
2.3.4 Bi Fuel System
Not Covered
Optional
2.4 Engine Protection Cover
Not Covered
Not Covered
2.5 Geographical Area Extension
Not Covered
Optional
2.6 Loss of Personal Belongings
2.6.1 Property
Not Covered
Not Covered
2.6.2 Licence
Not Covered
Not Covered
2.7 Accidental Repairs Warranty
Not Covered
Not Covered
2.8 Other Covers
2.8.1 Consumables Cover
Not Covered
Not Covered
2.8.2 Invoice Price Cover
Not Covered
Not Covered
2.8.3 Zero Depreciation Cover
Not Covered
Not Covered
2.9 Optional Add On Covers
Additional legal liabilities, Personal accident cover for paid driver
Not Applicable
3 Roadside Assistance
3.1 Roadside Assistance Cover
Not Covered
Not Covered
3.1.1 24x7 Roadside Assistance
Not Covered
Not Covered
3.1.2 On Site Minor Repairs
Not Covered
Not Covered
3.1.3 Medical Coordination
Not Covered
Not Covered
3.1.4 Alternate Transport Assistance
Not Covered
Not Covered
3.1.5 Car Towing
Not Covered
Not Covered
3.1.6 Battery Jump Start
Not Covered
Not Covered
3.1.7 Tyre Related Assistance
Not Covered
Not Covered
3.2 Keys
3.2.1 Arrangement of Duplicate Keys
Not Covered
Not Covered
3.2.2 Lock Out or Lost Keys
Not Covered
Not Covered
3.2.3 Key Replacement
Not Covered
Not Covered
3.3 Fuel
3.3.1 Fuel Delivery
Not Covered
Not Covered
3.3.2 Emptying of Fuel Tank
Not Covered
Not Covered
3.4 Other Benefits
3.4.1 Urgent Message Relays
Not Covered
Not Covered
3.4.2 Accomodation Benefits
Not Covered
Not Covered
3.4.3 Legal Advice
Not Covered
Not Covered
3.4.4 Daily Inconvenience Allowance
Not Covered
Not Covered
3.5 Max Times It Can be Availed
NA
NA
4 Claims
4.1 Cashless Garages
No Third Party Liability Policy Car Insurance Plans has it !
No Third Party Liability Policy Car Insurance Plans has it !
4.1.1 Cashless Garage Network
Bajaj Allianz C..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
United India Car Insurance
ADD ⊕
4.2 Lodging Claims From Anywhere 24x7
71% Third Party Liability Policy Car Insurance Plans have it !
71% Third Party Liability Policy Car Insurance Plans have it !
4.3 Quick Online Approval
7% Third Party Liability Policy Car Insurance Plans have it !
7% Third Party Liability Policy Car Insurance Plans have it !
4.4 Appointment of Surveyor
No Third Party Liability Policy Car Insurance Plans has it !
No Third Party Liability Policy Car Insurance Plans has it !
4.5 Claim Settlement Duration
HDFC Ergo Car I..
Not Available
Rank: N/A (Overall)
30 days
Rank: 2 (Overall)
Bharti AXA Car Insurance
ADD ⊕
4.6 Required Documents
4.6.1 For Accidental Claims
Not Applicable
Not Applicable
4.6.2 For Theft Claims
Not Applicable
Not Applicable
4.6.3 For Third Party Claims
Form 28, Form 29, Form 30, Form 35, Letter of subrogation
Not Available
5 Discounts
5.1 No Claim Bonus
No Third Party Liability Policy Car Insurance Plans has it !
No Third Party Liability Policy Car Insurance Plans has it !
5.1.1 NCB After One Claim Free Year
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
5.1.2 NCB After Two Claim Free Years
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
5.1.3 NCB After Three Claim Free Years
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
5.1.4 NCB After Four Claim Free Years
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
5.1.5 NCB After Five Claim Free Years
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
5.2 Voluntary Discount Option
14% Third Party Liability Policy Car Insurance Plans have it !
14% Third Party Liability Policy Car Insurance Plans have it !
5.3 Age Discount
No Third Party Liability Policy Car Insurance Plans has it !
No Third Party Liability Policy Car Insurance Plans has it !
5.4 Profession Discount
No Third Party Liability Policy Car Insurance Plans has it !
No Third Party Liability Policy Car Insurance Plans has it !
5.5 ARAI Approved Anti Theft Device
No Third Party Liability Policy Car Insurance Plans has it !
No Third Party Liability Policy Car Insurance Plans has it !
5.6 Membership Discounts
5.6.1 AAI Membership
No Third Party Liability Policy Car Insurance Plans has it !
No Third Party Liability Policy Car Insurance Plans has it !
5.6.2 Recognised Motor Association
No Third Party Liability Policy Car Insurance Plans has it !
No Third Party Liability Policy Car Insurance Plans has it !
5.7 Handicap Discount
No Third Party Liability Policy Car Insurance Plans has it !
No Third Party Liability Policy Car Insurance Plans has it !
6 Terms and Conditions
6.1 Inclusions
6.1.1 Natural Calamities
Not Applicable
Not Applicable
6.1.2 Manmade Calamities
Not Applicable
Not Applicable
6.2 Depreciations
6.2.1 Rubber, Nylon, Plastic Parts etc.
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
6.2.2 Fibre Glass
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
6.2.3 Parts Made of Glass
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
6.3 Other Terms and Conditions
6.3.1 Deduction for the Salvage Amount
No Third Party Liability Policy Car Insurance Plans has it !
No Third Party Liability Policy Car Insurance Plans has it !
6.3.2 Cost of Surveyor Inspection
No Third Party Liability Policy Car Insurance Plans has it !
No Third Party Liability Policy Car Insurance Plans has it !

Basic Information About Reliance Third Party vs L&T Third Party

Basic information about Reliance Third Party vs L&T Third Party includes Policy name, customer care number, policy status and online buying option. While comparing these two plans, we need to consider several specifications. In All about Reliance Third Party Insurance and L&T Third Party Insurance, you can compare all the specifications of these two policies. Reliance Third Party Insurance is a Third Party Liability Policy+ and L&T Third Party Insurance is a Third Party Liability Policy.The first policy is In Force. You can buy it.The second policy is In Force. You can buy it.

Customer Care Numbers of the two car insurance companies are-

  • Reliance Third Party Insurance- 18003009
  • L&T Third Party Insurance- 18002095846

The former car insurance policy can not be bought online.The later car insurance policy can not be bought online.

Reliance Third Party Covers vs L&T Third Party Covers

Reliance Third Party covers vs L&T Third Party covers, is one of the most important part of comparison between the two policies. A car insurance plan has various covers included in its basic policy and may have a few other optional add-on covers. Terms and Conditions of Reliance Third Party Insurance and L&T Third Party Insurance provide information about the situations under which all the covers are active. Third Party Liability insurance is covered in both the car insurance policies. Reliance Third Party Insurance does not provide the personal accident cover for owner/ driver. L&T Third Party Insurance does not provide the personal accident cover for owner/ driver. Personal accident cover for co-passengers is not provided under the former plan. Personal accident cover for co-passengers is available under the later plan, as an optional cover. Some car insurance policies also provide warranty on parts of the car, repaired/ replaced during the accidental repairs. This is known as Accidental repairs warranty.The first policy provides accidental repairs warranty.The second policy provides accidental repairs warranty.

Roadside assistance cover in the two plans

Roadside assistance is one of the most important covers in a car insurance policy. On-site assistance, keys assistance and fuel assistance are the important features of roadside assistance cover in the two plans. Reliance does not provide roadside assistance to the Reliance Third Party Insurance policy holders. L&T does not provide roadside assistance under the later policy.

Reliance Third Party Insurance vs L&T Third Party Insurance Discounts

Check out Reliance Third Party Insurance vs L&T Third Party Insurance discounts, to know which of the two plans will have lesser premium. Discounts on Reliance Third Party Insurance vs L&T Third Party Insurance may include No claim bonus, Voluntary discount option and ARAI approved anti-theft device discount. No claim bonus is not available in the former plan.No claim bonus is not available in the later plan.Voluntary discount option is not available for the first plan.Voluntary discount option is available for the second plan.There is no discount in Reliance Third Party Insurance for fitting an ARAI approved anti-theft device.There is no discount in L&T Third Party Insurance for fitting an ARAI approved anti-theft device.

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