Covers In National Third Party Insurance
Among various covers in National Third Party Insurance, some are mandatory covers, while the remaining are optional covers. Optional covers can be selected at an additional premium. Some companies also put a limit on the maximum number of times these covers can be claimed. Comparing National Third Party Insurance vs Chola Protect Car Insurance will help you to decide which policy is better. If the insured vehicle is going to be used outside the Indian border, You should avail the geographical area extension; Otherwise the car insurance does not cover any damage to the vehicle, injury to the owner or third party liability outside the Indian border. This cover can be availed for surrounding countries such as, Nepal, Sri lanka, Maldives, Bhutan etc. Geographical area extension is not available in this plan.
Some car insurance companies provide cover for the accessories that are not fitted by the car manufacturer. The accessories in a car can be of two types- Electrical accessories and Non-Electrical accessories. National Third Party Insurance does not provide cover for electrical accessories fitted in the car. The policy does not provide cover for non-electrical accessories fitted in the car. If you have installed a CNG kit in your car, you also need to buy a CNG kit cover. National Third Party Insurance does not provide cover for CNG kit installed in the car.
Roadside Assistance by National Insurance Company
Roadside Assistance is the emergency on site help provided by the insurer, in case the insured car suffers a breakdown or an accident. National Third Party Insurance does not provide roadside assistance. Roadside Assistance by National Third Party Insurance does not include towing facility. Assistance related to the keys and fuel is also included in some roadside assistance covers. National Third Party Insurance roadside assistance does not include locked/ lost keys related assistance. Fuel delivery is not included in this plan.