Covers In Magma HDI Car Insurance
Among various covers in Magma HDI Car Insurance, some are mandatory covers, while the remaining are optional covers. Optional covers can be selected at an additional premium. Some companies also put a limit on the maximum number of times these covers can be claimed. Comparing Magma HDI Car Insurance vs Chola Protect Car Insurance will help you to decide which policy is better. If the insured vehicle is going to be used outside the Indian border, You should avail the geographical area extension; Otherwise the car insurance does not cover any damage to the vehicle, injury to the owner or third party liability outside the Indian border. This cover can be availed for surrounding countries such as, Nepal, Sri lanka, Maldives, Bhutan etc. Geographical area extension is available for most of the car insurance policies as an optional cover.
Some car insurance companies provide cover for the accessories that are not fitted by the car manufacturer. The accessories in a car can be of two types- Electrical accessories and Non-Electrical accessories. Magma HDI Car Insurance provides you with an option to cover electrical accessories fitted in the car. The policy does not provide cover for non-electrical accessories fitted in the car. If you have installed a CNG kit in your car, you also need to buy a CNG kit cover. Magma HDI Car Insurance provides cover for CNG kit installed in the car, as an optional cover.
Roadside Assistance by Magma HDI
Roadside Assistance is the emergency on site help provided by the insurer, in case the insured car suffers a breakdown or an accident. Magma HDI Car Insurance provides roadside assistance as an optional cover. The number of times roadside assistance by Magma HDI can be availed is NA.Roadside Assistance by Magma HDI includes towing facility to tow your vehicle to the nearest garage. Assistance related to the keys and fuel is also included in some roadside assistance covers.Magma HDI Car Insurance roadside assistance includes locked/ lost keys related assistance. The company is not responsible for any damage caused while opening the locked door. Fuel delivery is included in this plan. The company makes the arrangements for fuel delivery at your location, in case your car runs out of fuel.