Home
×

HDFC Ergo Third Party Insurance
HDFC Ergo Third Party Insurance




ADD
Compare

HDFC Ergo Third Party Insurance

1 Information
1.1 Policy Name
HDFC Ergo third party liability only insurance
1.2 Policy Status
In Force
1.3 Customer Care Number
18002700700
1.4 24x7 Customer Support
86% Third Party Liability Policy Car Insurance Plans have it !
1.5 Buy Online
36% Third Party Liability Policy Car Insurance Plans have it !
1.6 Premium Payment in Installments
No Third Party Liability Policy Car Insurance Plans has it !
1.7 Other Plans
1.8 Depreciation Slabs for Adjusting IDV
1.8.1 Age Not Exceeding 6 Months
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
1.8.2 Age Not Exceeding 1 Year
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
1.8.3 Age Not Exceeding 2 Years
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
1.8.4 Age Not Exceeding 3 Years
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
1.8.5 Age Not Exceeding 4 Years
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
1.8.6 Age Not Exceeding 5 Years
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
2 What is Covered
2.1 Third Party Cover
All Third Party Liability Policy Car Insurance Plans have it !
2.2 Cover for Passengers
2.2.1 PA Cover for Owner Driver
Covered
2.2.2 Max PA Cover for Owner Driver
Royal Sundaram ..
₹ 200000
Rank: 1 (Overall)
Future Generali Car Insurance
2.2.3 PA Cover for Co Passengers
Optional
2.2.4 Medical Cover
Not Covered
2.3 Cover for Accessories
2.3.1 Electrical
Not Covered
2.3.2 Nonelectrical
Not Covered
2.3.3 CNG Kit
Optional
2.3.4 Bi Fuel System
Optional
2.4 Engine Protection Cover
Not Covered
2.5 Geographical Area Extension
Not Covered
2.6 Loss of Personal Belongings
2.6.1 Property
Not Covered
2.6.2 Licence
Not Covered
2.7 Accidental Repairs Warranty
Not Covered
2.8 Other Covers
2.8.1 Consumables Cover
Not Covered
2.8.2 Invoice Price Cover
Not Covered
2.8.3 Zero Depreciation Cover
Not Covered
2.9 Optional Add On Covers
Additional legal liabilities, Personal accident cover for named passengers, Personal accident cover for paid driver, Personal accident cover for unnamed passengers
3 Roadside Assistance
3.1 Roadside Assistance Cover
Not Covered
3.1.1 24x7 Roadside Assistance
Not Covered
3.1.2 On Site Minor Repairs
Not Covered
3.1.3 Medical Coordination
Not Covered
3.1.4 Alternate Transport Assistance
Not Covered
3.1.5 Car Towing
Not Covered
3.1.6 Battery Jump Start
Not Covered
3.1.7 Tyre Related Assistance
Not Covered
3.2 Keys
3.2.1 Arrangement of Duplicate Keys
Not Covered
3.2.2 Lock Out or Lost Keys
Not Covered
3.2.3 Key Replacement
Not Covered
3.3 Fuel
3.3.1 Fuel Delivery
Not Covered
3.3.2 Emptying of Fuel Tank
Not Covered
3.4 Other Benefits
3.4.1 Urgent Message Relays
Not Covered
3.4.2 Accomodation Benefits
Not Covered
3.4.3 Legal Advice
Not Covered
3.4.4 Daily Inconvenience Allowance
Not Covered
3.5 Max Times It Can be Availed
NA
4 Claims
4.1 Cashless Garages
No Third Party Liability Policy Car Insurance Plans has it !
4.1.1 Cashless Garage Network
Bajaj Allianz C..
Not Available
Rank: N/A (Overall)
United India Car Insurance
ADD ⊕
4.2 Lodging Claims From Anywhere 24x7
71% Third Party Liability Policy Car Insurance Plans have it !
4.3 Quick Online Approval
7% Third Party Liability Policy Car Insurance Plans have it !
4.4 Appointment of Surveyor
No Third Party Liability Policy Car Insurance Plans has it !
4.5 Claim Settlement Duration
HDFC Ergo Car I..
30 days
Rank: 2 (Overall)
Bharti AXA Car Insurance
ADD ⊕
4.6 Required Documents
4.6.1 For Accidental Claims
Not Applicable
4.6.2 For Theft Claims
Not Applicable
4.6.3 For Third Party Claims
Not Available
5 Discounts
5.1 No Claim Bonus
No Third Party Liability Policy Car Insurance Plans has it !
5.1.1 NCB After One Claim Free Year
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
5.1.2 NCB After Two Claim Free Years
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
5.1.3 NCB After Three Claim Free Years
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
5.1.4 NCB After Four Claim Free Years
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
5.1.5 NCB After Five Claim Free Years
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
5.2 Voluntary Discount Option
14% Third Party Liability Policy Car Insurance Plans have it !
5.3 Age Discount
No Third Party Liability Policy Car Insurance Plans has it !
5.4 Profession Discount
No Third Party Liability Policy Car Insurance Plans has it !
5.5 ARAI Approved Anti Theft Device
No Third Party Liability Policy Car Insurance Plans has it !
5.6 Membership Discounts
5.6.1 AAI Membership
No Third Party Liability Policy Car Insurance Plans has it !
5.6.2 Recognised Motor Association
No Third Party Liability Policy Car Insurance Plans has it !
5.7 Handicap Discount
No Third Party Liability Policy Car Insurance Plans has it !
6 Terms and Conditions
6.1 Inclusions
6.1.1 Natural Calamities
Not Applicable
6.1.2 Manmade Calamities
Not Applicable
6.2 Depreciations
6.2.1 Rubber, Nylon, Plastic Parts etc.
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
6.2.2 Fibre Glass
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
6.2.3 Parts Made of Glass
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Royal Sundaram Car Insurance
6.3 Other Terms and Conditions
6.3.1 Deduction for the Salvage Amount
No Third Party Liability Policy Car Insurance Plans has it !
6.3.2 Cost of Surveyor Inspection
No Third Party Liability Policy Car Insurance Plans has it !

Details About HDFC Ergo Third Party Insurance

HDFC Ergo Third Party Insurance is a Third Party Liability Policy provided by Third Party Liability Policy. Details about HDFC Ergo Third Party Insurance include basic information, covers included in the plan, roadside assistance details, claims and discounts related information and terms and conditions of the policy. HDFC Ergo customer care number is: 18002700700. This policy can be bought online. It provides Third Party liability insurance. The insurance policy provides personal accident cover for the Owner/ driver. The maximum limit of personal accident cover under this plan is ₹ 200000. The policy provides personal accident cover for co passengers as an optional cover. HDFC Ergo Third Party Insurance does not have cashless garages.

Covers In HDFC Ergo Third Party Insurance

Among various covers in HDFC Ergo Third Party Insurance, some are mandatory covers, while the remaining are optional covers. Optional covers can be selected at an additional premium. Some companies also put a limit on the maximum number of times these covers can be claimed. Comparing HDFC Ergo Third Party Insurance vs Chola Protect Car Insurance will help you to decide which policy is better. If the insured vehicle is going to be used outside the Indian border, You should avail the geographical area extension; Otherwise the car insurance does not cover any damage to the vehicle, injury to the owner or third party liability outside the Indian border. This cover can be availed for surrounding countries such as, Nepal, Sri lanka, Maldives, Bhutan etc. Geographical area extension is not available in this plan.

Some car insurance companies provide cover for the accessories that are not fitted by the car manufacturer. The accessories in a car can be of two types- Electrical accessories and Non-Electrical accessories. HDFC Ergo Third Party Insurance does not provide cover for electrical accessories fitted in the car. The policy does not provide cover for non-electrical accessories fitted in the car. If you have installed a CNG kit in your car, you also need to buy a CNG kit cover. HDFC Ergo Third Party Insurance provides cover for CNG kit installed in the car, as an optional cover.

Roadside Assistance by HDFC Ergo

Roadside Assistance is the emergency on site help provided by the insurer, in case the insured car suffers a breakdown or an accident. HDFC Ergo Third Party Insurance does not provide roadside assistance. Roadside Assistance by HDFC Ergo Third Party Insurance does not include towing facility. Assistance related to the keys and fuel is also included in some roadside assistance covers. HDFC Ergo Third Party Insurance roadside assistance does not include locked/ lost keys related assistance. Fuel delivery is not included in this plan.

Discounts On HDFC Ergo Third Party Insurance

The insurance company provides various discounts on HDFC Ergo Third Party Insurance, which reduce the amount of premium to be paid. No Claim Bonus, Voluntary Discounts, ARAI approved Anti-Theft Device discount are the main discounts that are generally available on car insurance package policies. Apart from these, some companies also provide age based discounts, profession based discounts and membership based discounts.There might be some more Discounts available on HDFC Ergo Third Party Insurance. Voluntary discount option is not available for the policy. HDFC Ergo does not provide any additional discount with respect to any Anti-Theft device.

Let Others Know
×