HDFC Ergo Car Insurance Covers vs New India Assurance Car Insurance Covers
HDFC Ergo Car Insurance covers vs New India Assurance Car Insurance covers, is one of the most important part of comparison between the two policies. A car insurance plan has various covers included in its basic policy and may have a few other optional add-on covers. Terms and Conditions of HDFC Ergo Car Insurance and New India Assurance Car Insurance provide information about the situations under which all the covers are active. Third Party Liability insurance is covered in both the car insurance policies. HDFC Ergo Car Insurance provides the personal accident cover for the owner/ driver. In the first plan, the maximum limit of personal accident cover for owner/ driver is ₹ 200000. New India Assurance Car Insurance provides the personal accident cover for the owner/ driver. Personal accident cover for co-passengers is provided under the former plan. Personal accident cover for co-passengers is available under the later plan, as an optional cover. Some car insurance policies also provide warranty on parts of the car, repaired/ replaced during the accidental repairs. This is known as Accidental repairs warranty.The first policy provides accidental repairs warranty.The second policy provides accidental repairs warranty.
Roadside assistance cover in the two plans
Roadside assistance is one of the most important covers in a car insurance policy. On-site assistance, keys assistance and fuel assistance are the important features of roadside assistance cover in the two plans. roadside assistance is available as an optional add-on cover in HDFC Ergo Car Insurance. The New India Assurance Company does not provide roadside assistance under the later policy.