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SBI Car Insurance
SBI Car Insurance




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All About SBI Car Insurance

1 Information
1.1 Policy Name
SBI motor private car insurance
1.2 Policy Status
In Force
1.3 Customer Care Number
1800221111
1.4 24x7 Customer Support
91% Package Policy Car Insurance Plans have it !
1.5 Buy Online
All Package Policy Car Insurance Plans have it !
1.6 Premium Payment in Installments
9% Package Policy Car Insurance Plans have it !
1.7 Other Plans
1.8 Depreciation Slabs for Adjusting IDV
1.8.1 Age Not Exceeding 6 Months
All about Royal..
5 %
Rank: 1 (Overall)
All about Royal Sundaram Car Insurance
1.8.2 Age Not Exceeding 1 Year
All about Royal..
15 %
Rank: 1 (Overall)
All about Royal Sundaram Car Insurance
1.8.3 Age Not Exceeding 2 Years
All about Royal..
20 %
Rank: 1 (Overall)
All about Royal Sundaram Car Insurance
1.8.4 Age Not Exceeding 3 Years
All about Royal..
30 %
Rank: 1 (Overall)
All about Royal Sundaram Car Insurance
1.8.5 Age Not Exceeding 4 Years
All about Royal..
40 %
Rank: 1 (Overall)
All about Royal Sundaram Car Insurance
1.8.6 Age Not Exceeding 5 Years
All about Royal..
50 %
Rank: 1 (Overall)
All about Royal Sundaram Car Insurance
2 What is Covered
2.1 Third Party Cover
All Package Policy Car Insurance Plans have it !
2.2 Cover for Passengers
2.2.1 PA Cover for Owner Driver
Covered
2.2.2 Max PA Cover for Owner Driver
All about Royal..
₹ 200000
Rank: 1 (Overall)
All about Future Generali Car Insurance
2.2.3 PA Cover for Co Passengers
Optional
2.2.4 Medical Cover
Optional
2.3 Cover for Accessories
2.3.1 Electrical
Optional
2.3.2 Nonelectrical
Not Covered
2.3.3 CNG Kit
Optional
2.3.4 Bi Fuel System
Optional
2.4 Engine Protection Cover
Optional
2.5 Geographical Area Extension
Optional
2.6 Loss of Personal Belongings
2.6.1 Property
Optional
2.6.2 Licence
Not Covered
2.7 Accidental Repairs Warranty
Not Covered
2.8 Other Covers
2.8.1 Consumables Cover
Optional
2.8.2 Invoice Price Cover
Optional
2.8.3 Zero Depreciation Cover
Optional
2.9 Optional Add On Covers
Accident cover facility for co passengers, Consumables cover, Depreciation Shield, Engine protector, Hospital cash, Key replacement cover, Loss of personal belongings, NCB protector, Return To Invoice
3 Roadside Assistance
3.1 Roadside Assistance Cover
Covered
3.1.1 24x7 Roadside Assistance
Covered
3.1.2 On Site Minor Repairs
Not Covered
3.1.3 Medical Coordination
Not Covered
3.1.4 Alternate Transport Assistance
Not Covered
3.1.5 Car Towing
Not Covered
3.1.6 Battery Jump Start
Not Covered
3.1.7 Tyre Related Assistance
Not Covered
3.2 Keys
3.2.1 Arrangement of Duplicate Keys
Not Covered
3.2.2 Lock Out or Lost Keys
Not Covered
3.2.3 Key Replacement
Optional
3.3 Fuel
3.3.1 Fuel Delivery
Not Covered
3.3.2 Emptying of Fuel Tank
Not Covered
3.4 Other Benefits
3.4.1 Urgent Message Relays
Not Covered
3.4.2 Accomodation Benefits
Not Covered
3.4.3 Legal Advice
Not Covered
3.4.4 Daily Inconvenience Allowance
Not Covered
3.5 Max Times It Can be Availed
NA
4 Claims
4.1 Cashless Garages
All Package Policy Car Insurance Plans have it !
4.1.1 Cashless Garage Network
All about Bajaj..
2500 +
Rank: 5 (Overall)
All about United India Car Insurance
ADD ⊕
4.2 Lodging Claims From Anywhere 24x7
78% Package Policy Car Insurance Plans have it !
4.3 Quick Online Approval
13% Package Policy Car Insurance Plans have it !
4.4 Appointment of Surveyor
No Package Policy Car Insurance Plans has it !
4.5 Claim Settlement Duration
All about HDFC ..
Not Available
Rank: N/A (Overall)
All about Bharti AXA Car Insurance
ADD ⊕
4.6 Required Documents
4.6.1 For Accidental Claims
Unknown
4.6.2 For Theft Claims
Unknown
4.6.3 For Third Party Claims
Unknown
5 Discounts
5.1 No Claim Bonus
All Package Policy Car Insurance Plans have it !
5.1.1 NCB After One Claim Free Year
All about Royal..
20 %
Rank: 1 (Overall)
All about Royal Sundaram Car Insurance
5.1.2 NCB After Two Claim Free Years
All about Royal..
25 %
Rank: 1 (Overall)
All about Royal Sundaram Car Insurance
5.1.3 NCB After Three Claim Free Years
All about Royal..
35 %
Rank: 1 (Overall)
All about Royal Sundaram Car Insurance
5.1.4 NCB After Four Claim Free Years
All about Royal..
45 %
Rank: 1 (Overall)
All about Royal Sundaram Car Insurance
5.1.5 NCB After Five Claim Free Years
All about Royal..
50 %
Rank: 1 (Overall)
All about Royal Sundaram Car Insurance
5.2 Voluntary Discount Option
96% Package Policy Car Insurance Plans have it !
5.3 Age Discount
9% Package Policy Car Insurance Plans have it !
5.4 Profession Discount
4% Package Policy Car Insurance Plans have it !
5.5 ARAI Approved Anti Theft Device
87% Package Policy Car Insurance Plans have it !
5.6 Membership Discounts
5.6.1 AAI Membership
78% Package Policy Car Insurance Plans have it !
5.6.2 Recognised Motor Association
57% Package Policy Car Insurance Plans have it !
5.7 Handicap Discount
43% Package Policy Car Insurance Plans have it !
6 Terms and Conditions
6.1 Inclusions
6.1.1 Natural Calamities
Cyclone, Earthquake, Explosion, Fire, Flood, Frost, Hailstorm, Hurricane, Inundation, Landslide, Lightning, Rockslide, Self-ignition, Storm, Tempest, Typhoon
6.1.2 Manmade Calamities
Accident by external means, Burglary, Malicious acts, Riots, strikes, Terrorism, Theft, Transit by road, rail, inland waterways, air or lift
6.2 Depreciations
6.2.1 Rubber, Nylon, Plastic Parts etc.
All about Royal..
50 %
Rank: 1 (Overall)
All about Royal Sundaram Car Insurance
6.2.2 Fibre Glass
All about Royal..
30 %
Rank: 1 (Overall)
All about Royal Sundaram Car Insurance
6.2.3 Parts Made of Glass
All about Royal..
0 %
Rank: N/A (Overall)
All about Royal Sundaram Car Insurance
6.3 Other Terms and Conditions
6.3.1 Deduction for the Salvage Amount
22% Package Policy Car Insurance Plans have it !
6.3.2 Cost of Surveyor Inspection
4% Package Policy Car Insurance Plans have it !

SBI Car Insurance Policy Details

SBI Car Insurance is a Package Policy. SBI Car Insurance policy details include the information about covers, roadside assistance, claims, discounts and terms and conditions of the policy. The premium can not be paid in easy installments. The policy can be bought and renewed online. The company provides a 24*7 customer care support.

Add On Covers In SBI Car Insurance

Apart from the basic covers included in the policy, there are some additional covers available with the policy. These covers can be bought at an additional premium. Optional covers such as, depreciation cover and consumables cover are available for most of the package policies. If you avail the depreciation cover you may get partial or full waiver on the depreciated value of the replaced parts. This reduces your share in the repairing or replacement of parts. Generally all the consumables such as Engine oil, nuts, bolts required in the repairs are not covered in a car insurance policy. But if you avail Consumables cover, the cost of consumables is paid by the company. What is covered in SBI Car Insurance gives the list of all the included and optional covers available for this plan. The available Add On Covers in SBI Car Insurance are- Accident cover facility for co passengers, Consumables cover, Depreciation Shield, Engine protector, Hospital cash, Key replacement cover, Loss of personal belongings, NCB protector and Return To Invoice. These Add On Covers are not applicable in all the situations. The situations under which these covers are applicable are specified on SBI Car Insurance Terms and Conditions. Sometimes, car insurance companies put a restriction on the maximum number of times these covers can be used.

Claiming SBI Car Insurance

There are a few points you should know while claiming SBI Car Insurance. SBI Car Insurance provides cashless garage facility, under which the company directly pays the repair cost to the garage. A claim can be lodged from anywhere 24*7 for this policy. Minor claims do not get quick online approval in SBI Car Insurance.

Documents required for accidental claims

All about SBI Car Insurance also talks about documents required while submitting a claim. The documents that you need to submit depend on the type of claim. For example, if your car gets damaged in an accident, you have to lodge an accidental claim.

  • Documents required for accidental claims in SBI Car Insurance are- Unknown

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