SBI Car Insurance is a Package Policy. SBI Car Insurance policy details include the information about covers, roadside assistance, claims, discounts and terms and conditions of the policy. The premium can not be paid in easy installments. The policy can be bought and renewed online. The company provides a 24*7 customer care support.
Apart from the basic covers included in the policy, there are some additional covers available with the policy. These covers can be bought at an additional premium. Optional covers such as, depreciation cover and consumables cover are available for most of the package policies. If you avail the depreciation cover you may get partial or full waiver on the depreciated value of the replaced parts. This reduces your share in the repairing or replacement of parts. Generally all the consumables such as Engine oil, nuts, bolts required in the repairs are not covered in a car insurance policy. But if you avail Consumables cover, the cost of consumables is paid by the company. What is covered in SBI Car Insurance gives the list of all the included and optional covers available for this plan. The available Add On Covers in SBI Car Insurance are- Accident cover facility for co passengers, Consumables cover, Depreciation Shield, Engine protector, Hospital cash, Key replacement cover, Loss of personal belongings, NCB protector and Return To Invoice. These Add On Covers are not applicable in all the situations. The situations under which these covers are applicable are specified on SBI Car Insurance Terms and Conditions. Sometimes, car insurance companies put a restriction on the maximum number of times these covers can be used.
There are a few points you should know while claiming SBI Car Insurance. SBI Car Insurance provides cashless garage facility, under which the company directly pays the repair cost to the garage. A claim can be lodged from anywhere 24*7 for this policy. Minor claims do not get quick online approval in SBI Car Insurance.
All about SBI Car Insurance also talks about documents required while submitting a claim. The documents that you need to submit depend on the type of claim. For example, if your car gets damaged in an accident, you have to lodge an accidental claim.
© 2015-2019. A softUsvista venture!